If someone steals your credit card information and rings up hundreds of dollars in fake charges, don't just pay them. Contact your credit card company as soon as possible to report the charge and request it be reversed. This is called a chargeback. The credit card company will investigate the charge, looking for any evidence that might support your claim. In some cases, you may also be able to take legal action against the seller for fraud.
A common practice for scammers is to ring up unauthorized credit card charges. This can be done on the phone or through a fake website that resembles your bank's official site. A Fake charges website may even have a logo and other design elements that make it look legitimate. When a charge is fraudulent, the credit card issuer will reverse the charge and close down the account to prevent future unauthorized transactions. They will also issue a new card and account number to you.
The credit card issuer is required by federal law to respond and start an investigation within 60 days of when the suspicious charge was mailed to you. The credit card company has 30 days to resolve the issue, and it must send you a written response explaining the results of the investigation. If you do not receive a written response or the issue is resolved in favor of the credit card company, then you can file a complaint with your state's consumer protection agency.
An easy way to determine an object's charge is by using the principle of induction. This is when a charged object attracts an uncharged conductor and causes electrons to flow on or off the conductor, depending on whether the charge is positive or negative. The electrons that flow on the conductor leave behind an excess of charges on the surface of the object (figure 18.9(a)). Because like charges repel each other, this excess of charge spreads evenly over the outer surface of the object.
When writing Lewis structures, it's helpful to know the formal charges of the atoms in the molecule. This can help you identify which atoms pull electrons strongly, which have opposite charges close together, and which are neutral. It's important to identify these charges because they have a big impact on the reactivity of the molecule.
If a credit card is stolen, the thief will use the victim's credit card information to buy products or services online and at brick-and-mortar stores. To avoid fraudulent purchases, only shop at trusted retailers and use a credit card that requires a password to access your account. It's also best to only enter your credit card information on secure websites. It's always a good idea to keep receipts for any online purchases, and never share your card information in public spaces or over insecure Wi-Fi networks. This can prevent hackers from gaining access to your account and making unauthorized purchases. In addition, if you have an unpaid or questionable credit card bill, check in with your credit card company as often as possible to spot any problems before they spiral out of control.
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